Insurance:

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To keep my practice focused on client care without limitations, I do not bill through insurance panels. If you have health insurance, you may be able to get reimbursed for therapy services even if I’m not in-network with your insurance provider.

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Individual Therapy:

If you have health insurance, I recommend contacting your provider to confirm whether or not you have out of network mental health coverage. If you do, I can provide you with a receipt of services, also known as a superbill, that you can submit to your insurance provider for possible reimbursement of all, or a portion, of what you pay out of pocket while in therapy.

 

When contacting your insurance company to discuss out of network benefits, ask the following questions:

1. Do I have out of network mental health benefits? If I do, is telehealth covered?

2. If yes, what percentage of the cost do you reimburse?

3. Do I have a deductible I need to pay before I get reimbursed? If yes, what is the deductible amount? Has my deductible been met? (a deductible is the amount of money you would need to pay first before your insurance coverage would kick in)

4. Does the insurance company establish an expected session fee on which they base their reimbursement rate?

5. How many sessions per year are covered?

6. Is a prior authorization from my Primary Physician required?

7. How/Where can I submit a superbill?

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​What if I don’t want to deal with insurance paperwork for reimbursement?

I know that submitting superbills to your insurance company can feel overwhelming and you're not alone in that. To make the process easier, I’ve partnered with a platform called Mentaya that can check if you qualify for out-of-network reimbursement and it gives you an estimate of what your insurance might cover. Mentaya also offers the option to submit claims on your behalf for a small fee (5% of the reimbursement), so you don’t have to worry about the paperwork. Many clients find this helpful for getting reimbursed more quickly and with less hassle.

 

However, if you prefer to submit claims yourself and not use Mentaya, I’m happy to provide you with a superbill (a detailed receipt for insurance) as often as you need.

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Couples Counseling:

In order to provide a superbill, a diagnosis must be rendered. There is no diagnostic code to cover couples counseling, meaning you cannot be reimbursed for paying out of pocket.

 

Additional Options:​

• Talk with your tax preparer and ask if therapy expenses can be deducted from your taxes as an out-of-pocket health expense

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Good Faith Estimate:

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.​

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.​

●    You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
●    Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
●    If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
●    Make sure to save a copy or picture of your Good Faith Estimate.
 

For more information on your right to a Good Faith Estimate visit https://www.cms.gov/nosurprises or call 800-985-3059